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A Term life insurance for every need

Term life insurance from Equitable

Flexibility to match what clients need. Support for when clients need it most.   

February 2024 Update – Term life insurance from Equitable® includes:


  • NEW! Term 10 and Term 20 now renew annually after the initial term.
  • NEW! Competitively improved premiums for all terms.
  • Supporting clients at claim time with KIND™ - Compassionate Advance* and Bereavement Counselling Benefit.

*non-contractual benefit that may be changed or withdrawn by Equitable at anytime.

Learn More

 

No surprises, no fuss.
Making Term life insurance more affordable at renewal.

Introducing annual renewable term (ART) for Equitable’s Term 10 and Term 20 policies. Premiums renew annually after the initial term at a more gradual pace which makes Term life insurance more affordable for clients who want to renew.

A Term for every need.

Our Term life insurance can cover all the needs that clients have, with a range of options that suit their unique situations.

 

Got short term debts like student loans or a car loan? Get a Term 10.
You can:
  • Lock in insurability

  • Extend the initial 10 year term with an Annual Renewal Term

  • Exchange for a Term 20

  • Convert to an Equimax® Whole Life or Equitable Generations™ Universal Life policy later on*

Have a long-term loan or a short-term mortgage you need to cover? Term 20 is for you.

You can:

  • Lock in insurability

  • Extend the initial 20 year term with an Annual Renewal Term

  • Convert to an Equimax Whole Life or Equitable Generations Universal Life policy later on*

Want coverage during your working years or for long-term mortgage protection? Choose Term 30/65.

You can:

  • Lock in insurability

  • Convert to an Equimax Whole Life or Equitable Generations Universal Life policy later on*

*Conversion must occur prior to the age specified in the policy contract. See contract for details.

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Supporting you at claim time with KIND™

Term life insurance with Equitable doesn’t just “do the job”, it supports clients through a difficult time.

The KIND™ program for Term life insurance includes:
  • Compassionate Advance*
  • Bereavement Counselling
Learn More

* Non-contractual non-contractual benefit that may be changed or withdrawn by Equitable at anytime.

Resources

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Need more information? Contact your Equitable wholesaler anytime!

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Equitable

One Westmount Road North

P.O. Box 1603, Stn Waterloo

Waterloo, Ontario  N2J 4C7

Phone: 519.886.5210

Toll Free: 1.800.722.6615
www.equitable.ca

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Accessibility for customer service
Customers who wish to provide feedback on the way Equitable Life of Canada provides services to people with disabilities can contact us by emailverbally or by letter.  All feedback will be directed to the company Ombudsman. Customers can expect to hear back within 15 business days. Complaints will be addressed according to our organization's complaint management procedures.

The company's Customer Service Accessibility policy is available upon request from the company Ombudsman.

® and TM denote trademarks of The Equitable Life Insurance Company of Canada.

Copyright © 2024 The Equitable Life Insurance Company of Canada, All Rights Reserved.